Why Writing a Will is Crucial for Every Nigerian This Year
It’s often said that only the rich need to write a will—but this is a misconception. Regardless of your financial status, having a well-drafted will is crucial for protecting your loved ones and ensuring your wishes are honored after you’re gone. In Nigeria, many individuals have left behind significant assets that remain inaccessible to their families simply because there was no will in place.
Take, for example, a man who passed away leaving a large sum of money in his account, which remained locked for years because the family lacked the legal means to access it. Similarly, those with online accounts like TikTok, Instagram, or Facebook should also prepare a will to ensure their digital assets are handled properly. Digital accounts may continue to generate income or serve as a memory long after the account owner’s passing. Your online legacy, including how your name, image, and digital assets are managed, should be clearly outlined in your will.
From Digital Assets to Family Feuds: Why You Need a Will Now
In mixed-religion families, particularly those with Muslim and Christian relatives, it’s vital to write a will to ensure your estate is distributed according to your wishes. Islamic and Christian inheritance laws may not align, so without a will, disputes could arise, causing tension and division among loved ones. A well-written will can help mitigate such conflicts and ensure that your family is treated fairly, no matter their religion.
Civil servants and workers should also consider the importance of writing a will. Unexpected deaths can lead to lengthy battles over death benefits or entitlements. With a legally binding will, your wishes will be clear, making it easier for your organization or government agency to settle your affairs without confusion or delay.
The Urgent Need for a Will: Protect Your Assets, Loved Ones, and Legacy
For those with family members who may attempt to seize your assets without proper legal documentation—such as “wicked village uncles”—a will is essential. Consider the story of a retired civil servant who left behind only female children. His uncles tried to take over the house, but the presence of a valid will prevented them from succeeding. The family was able to secure their rightful inheritance, thanks to the foresight of the deceased.
Even those without substantial wealth should make sure they have a will. A clear will can help avoid unnecessary expenses, ensuring that burial funds or donations can go toward settling debts, supporting relatives, or contributing to charitable causes. Whether you want to be buried at sea, in your village, or according to Islamic rites, your will can specify your preferences.
Avoid Future Legal Battles: Write a Will to Secure Your Estate
Rich individuals may be reluctant to write a will, fearing it will expose their estate plans to others. However, secrecy is key. A well-kept will, drafted with the help of a trusted lawyer, ensures that your wishes are honored without interference. No one, including beneficiaries, should know the contents of your will before your passing. Keeping it confidential protects both your legacy and your safety.
In addition, individuals who maintain relationships outside of marriage, such as those with mistresses or side chicks, should also create a will. Without one, loved ones may fight over the division of assets. For instance, a mistress with children might have a legitimate claim to a portion of the estate. A clear will can prevent confusion and ensure that all parties are treated fairly.
Whether you’re an air traveler, seaman, or an entertainer with intellectual property, writing a will is vital. For entertainers, copyright on works like music or books can extend decades after death, meaning your estate could continue to generate income long after you’re gone. Specifying who inherits these rights in your will ensures that your creative legacy remains protected.
In conclusion, don’t wait until it’s too late. Whether you’re wealthy or not, have digital assets or real estate, writing a will ensures that your wishes are carried out, preventing disputes and safeguarding your family’s future.
Remember, ignorance of the law is no excuse—take the necessary steps to secure your estate today.
P. D. Pius, Esq
P. D. Pius & Associates Law Firm
contact@pdpiusandassociates.com
